Trusted By Modern Businesses
Secure. Compliant. Built For Business
Accepted Worldwide
GDPR Compliant
Irish Tax Compliant
3D Secure
Secure Payments
Apple Pay & Google Pay
The Small Benefit Exemption Scheme is an Irish tax incentive that enables employers to provide employees with up to €1,500 annually in tax-free rewards through qualifying non-cash benefits. These rewards are exempt from PAYE, PRSI, and USC, making them a far more tax-efficient alternative to traditional cash bonuses for both employers and employees.
Perfect for staff rewards, bonuses, Christmas gifts, employee recognition, credit control and more.
Estimate the potential tax savings available when rewarding employees with Zova Cards under the Small Benefit Exemption Scheme.
1. Create Account
Create your business account once and you’re ready to go. For all future orders, simply log in and place your order in minutes.
2. Add Recipients & Set Amounts
Upload your recipient list using our CSV template or add recipients manually. Then select physical or digital cards and choose the value for each reward card.
3. Deliver & Reward
Once payment has been received cards are delivered instantly digitally or securely shipped, ready for employees to use online or in-store. Recipient will receive an email with code.
Built For Every Type Of Reward
Zova Cards are designed for businesses of all sizes who want to reward, recognise and incentivise their teams in a tax-efficient way.
Employee Rewards
Thank your team and boost morale with tax-free rewards.
Christmas Gifting
Give meaningful gifts at Christmas, tax-efficiently.
Sales Incentives
Motivate your sales team and drive performance.
Referral Rewards
Reward referrals and encourage your team to grow your business.
Staff Recognition
Recognise achievements and celebrate great work.
Team Bonuses
Deliver bonuses in a simple,, flexible and tax-efficient way.
The Small Benefit Exemption allows Irish employers to give employees up to €1,500 annually in tax-free rewards through qualifying non-cash benefits like Zova Cards.
Yes. Zova Cards can be used as part of Ireland’s Small Benefit Exemption scheme, meaning rewards can be exempt from PAYE, PRSI, and USC when used correctly.
Yes. Zova Cards can be used online, in-store, and anywhere Mastercard is accepted, including Apple Pay and Google Pay for digital cards.
Once payment has been received, digital cards can be delivered instantly. Physical cards can be securely shipped directly to recipients or to your business.
Ready to Reward Your Team?
Make Employee Rewards More Meaningful
Move beyond one-store vouchers and outdated gift solutions. With Zova Cards, your employees get real choice, and your business benefits from a smarter, tax-efficient way to reward staff.
Simple to order. Flexible to use. Designed for modern businesses.
Perfect for staff rewards, bonuses, Christmas gifts, employee recognition, credit control and more.
For Agencies
For Finance Teams
— John Murphy, Dublin